To enhance financial access and education in unserved and underserved villages across Luapula province, FSD Zambia developed and launched a financial development initiative called Financial Inclusion through Traditional Leaders (FIT). The goal of the project was to contribute to the advancement of financial inclusion in Zambia. In this project, FSD Zambia aimed at increasing access to appropriate financial services for poor rural households and individuals living in Luapula province by deepening and broadening the available informal and formal financial services, as well as increasing financial capabilities and consumer protection across the province. The project’s duration was more than four years, targeting over 200,000 poor individuals

To demonstrate and enhance project implementation and outcomes, FSD Zambia conducted a “Most Significant Change” study for the FIT project.

Interventions benefit target groups or communities in various ways, and sometimes it is not easy to establish which benefits were the most significant. Therefore, understanding the most significant changes or benefits that were being attributed to the FIT project was imperative in informing how similar projects in the future could be better designed to be more impactful and sustainable.